WHAT'S IN YOUR WALLET?

Get up, right now, and go to the office photocopier. Take everything out of your wallet and make a copy of both sides of it. Put the copy in a SAFE place. Be sure that you used enlargement so you can read the phone numbers to call and report lost-or-stolen credit cards. Do this again every year.

As you put stuff back into your wallet, see if there is anything that you should toss (maybe an old receipt of a bus ticket).